When I first found out I was expecting, I was shocked and excited, as I suspect most people are when they learn they’re going to be parents.
I wasn’t focused on the future as much as I was focused on making it through the first trimester. I was busy thinking about how a baby would dramatically change my life. I wasn’t thinking about the time I would need to take off to care for myself and our new baby post-delivery, aka maternity leave.
I believe this to be the case for most couples who want to grow their family. They’ve always dreamed of being a mom, having a big family, or teaching their kid to throw a baseball. At the end of the day, they’re thinking about the amazing end result and will likely do whatever it takes to get there. For women, part of this journey includes learning about paid maternity leave, unpaid maternity leave, and FMLA maternity leave.
My husband and I always talked about having kids once we were a little older and more financially stable. We weren’t exactly trying to conceive when we got the news, but fate had other plans. So here we are—navigating the world of pregnancy, new parenting, maternity leave, and paternity leave to care for our unborn child.
Once the shock of the news subsided, I started exploring my company’s maternity leave policy. At this point, I had been with my current company for exactly two and a half weeks, so you could say I was freaking out a little. I’d barely had time to prove myself in a position that I was so excited to accept just a month before, and now I needed to ask for time off less than a year after my hire date. It was daunting.
While I started to dig into the world of maternity leave, one other question came to mind: what happens once I go back to work? Most of our family lives over 650 miles away, so we don’t have the added support to help us transition back to work. Also, we’re not in a situation to have a full-time stay at home parent because (1) student loan debt and (2) I honestly think I’d go crazy if I didn’t work. So, any way you slice it, not working is not an option, which meant we needed to explore childcare options.
Now on top of pregnancy, planning for a baby, planning for leave, financially preparing ourselves for the time we’re away from work, we have to add to that list child care. It’s the perfect cocktail to make any pregnant and hormonal women shed a few tears.
While we contemplated our plan of attack for parental leave, it led me to wonder what everyone else does. I can only imagine how unique everyone’s situation is, and I wanted to know more.
Notable Maternity Leave Laws
Parental leave typically comes in the form of one or many of the following: employer-provided maternity leave, employer-provided paternity leave, FMLA, or state-provided benefits. While maternity leave policies provided by employers widely vary, there are some states with maternity leave laws worth noting.
The California Paid Family Leave Act provides partial pay to employees to care for and bond with a new child.
If you’ve worked at least 1,000 hours in the 12 months prior to taking leave and your employer has 75 or more employees (with the exception of private or parochial elementary schools), you can take up to 16 weeks unpaid leave in a two-year time span.
Employees who spend more than 50% of their time working in Washington D.C. may qualify for Paid Family Leave of up to eight weeks of partially paid leave.
Employers with six or more employers are required to provide employees with eight weeks of unpaid maternity leave.
The Pregnancy and Parental Leave Act provides up to twelve weeks of unpaid maternity leave for workers who have worked at the company a minimum of 12 months at an average of at least half time, and whose employer has at least 21 employees.
The state provides Temporary Disability benefits for expectant mothers who need to stop working before birth and to recover after birth, as well as Family Leave that provides benefits after the recovery period to bond with their babies.
State Employees are eligible for 12 weeks of paid parental leave as of December 31, 2019.
Their Paid Family Leave policy provides eligible employees job-protected paid time off to care for and bond with their child. The benefits range from 10 weeks in 2020 to 12 weeks in 2021 with the wage benefit as a percentage of your average weekly wage.
Eligible state employees can qualify for eight weeks of fully paid leave after childbirth.
State employees are entitled to six weeks of parental leave upon the birth or adoption of a child, which includes four weeks of benefits at 70% of the employee's pay.
The Oregon Family Leave Act (OFLA) allows eligible employees to take up to 12 weeks of unpaid leave per year plus an additional 12 weeks for any qualifying OFLA purpose.
The Rhode Island Parental & Family Leave Act offers eligible employees unpaid leave for up to 13 consecutive weeks in any two calendar year under certain conditions.
Eligible workers can receive up to 12 weeks unpaid during pregnancy, after childbirth, or within a year of adopting a child under 16 years of age.
Under the Paid Family & Medical Leave Act, most workers are eligible for up to 12 weeks of leave and some are eligible for up to 16 or 18 weeks of leave. Workers will receive up to 90% of their pay up to $1,000 a week.
You may qualify for up to six additional weeks of unpaid leave following the birth or adoption of a child if you work at an eligible employer.
What About Paternity Leave?
With all this talk about maternity leave and maternity leave laws, some might wonder, what about the dads? Are they entitled to paternity leave? The short answer is it depends.
Fathers are entitled to take 12 weeks of unpaid leave under FMLA. Above and beyond FMLA, employers may extend benefits to fathers after childbirth to care for their wife and newborn, but this benefit varies widely from employer to employer.
True Stories of Maternity Leave
To learn more about how other people handled maternity leave, I randomly polled over 60 current and expecting moms from 21 different states about their experience with maternity leave. These women ranged from 19 to 42 years old having one or two kids, with some expecting their first. They’ve been employed at their most current employer anywhere from 6 months to 12 years. So, with a diverse sample in hand, I was excited to dive in.
Here’s what they had to say about maternity leave. Please note responses have been lightly edited for clarity.
Maternity leave isn’t offered at my employer. FMLA allows for up to 12 weeks of unpaid leave. We must use earned vacation, illness hours, or take the time unpaid. -Occupational Therapy Assistant in the Healthcare industry, 31 years old, Wyoming
Your position is held for 13 weeks for a 32 hours/week position and 16 weeks for a 36/hours position. You must use all but 40 hours of your earned time off (they automatically won’t drain your “bank”), then Temporary Disability Insurance automatically kicks in which is 80% of your weekly pay. In regards to paying health insurance, you can either pay weekly or opt to have it “double” taken out when you return back to work, which is a great option if you ask me. -Registered Nurse at a Level-1 Trauma Hospital, 30 years old, Rhode Island
I received 10 days of paid parental leave.-Manager in the Insurance industry, 37 years old, Minnesota
Six to eight weeks of short term disability (depending on the type of birth) in addition to eight weeks parental leave. These eight weeks can be taken all at once or intermittently up to a year after the birth of your child. All of the time is paid. -Analytical Software Tester, 29 years old, North Carolina
It’s not actually maternity leave, but short term disability. The first two weeks are made up of my sick/vacation time, then you received 75% of your pay for the next four weeks for a natural birth if you’ve been with the company over five years (less than five years would only be paid 50%). This is increased to six weeks for a cesarean section. After that any more time is paid from sick, vacation, or floating holiday time. -Vet Surgery Assistant, 32 years old, Massachusetts
Full pay for 12 weeks that starts the day the baby is born. -Medic, Active Duty Army, 19 years old, Kentucky
It is a brand new benefit for 2020. Prior to 2020 there was no paid maternity leave for employees. We would have to use our vacation time, short-term disability, and FMLA. In 2020, they are offering four weeks of paid maternity leave at 100% of our usual pay. After the four weeks, I will need to use vacation time, short-term disability again, and FMLA. With short-term disability, I get 60% of my pay for six weeks for a natural delivery or eight weeks for a cesarean section. - Recreational Therapist, 29 years old, North Carolina
My company didn’t honor adoption for maternity leave. -Events Director in the Education Consulting field, 36 years old, Arizona
12 weeks 100% paid. -Manufacturing Associate, 20 years old, Michigan
For primary caregivers, you can take 12 weeks paid, four weeks paid time off, and then four weeks unpaid. For secondary caregivers, you can take four weeks paid, four weeks paid time off, and four weeks unpaid. -Senior Technology Consultant, 31 years old, North Carolina
I am paid based on what I bill, so I do not get a paid maternity leave. I will have to work/bill extra hours and stockpile some extra funds to be able to stay home for four to six weeks with my baby. - Associate Attorney, 30 years old, Florid
Three months at 100% pay, plus an additional two additional weeks if you deliver via cesarean section. -Manager of Performance, 28 years old, North Carolina
Three to four months, all unpaid. -Food and Beverage General Manager, 31 years old, California
I was offered two months off through our insurance provider, then my employer gave me my remaining vacation to help with the additional month I took with no pay. -Marketing Director in the Entertainment industry, 32 years old, North Carolina
With my first child, I was offered short-term disability of six weeks for a natural birth and eight weeks for a cesarean. I received 60% of my pay and had the option to take an additional 12 weeks unpaid through FMLA. With my second child, I was offered the same short-term disability benefits and FMLA, and then New York State also offered Paid Family Leave of ten additional weeks with 55% pay. -Digital Projects Coordinator, Media - Newspaper, 26 years old, New York
Four months 100% paid. -Life Insurance Agent in the Finance industry, 30 years old, North Carolina
One year of maternity leave, with some form of pay for nine months (16 weeks full pay, 23 weeks statutory maternity pay, then the final 13 weeks unpaid). -HR Coordinator in the Manufacturing Industry, 25 years old, United Kingdom
Federal and state minimums; I could apply all paid vacation and sick time. I took three months, and after paid time (a lot of saved vacation) ended up only having about a week unpaid. I had to continue paying my share of healthcare coverage during leave. I also answered emails and did one work project from the hospital while my son was in the NICU. My boss covered for me, and he was supportive, but also made sure the board knew he was working extra hard as a result, and actually received a bonus for doing the coverage. I was too afraid to ask for credit for the time spent responding to questions from home; looking back, I wish I did. But at the time, I felt I was asking for too much. Part of that was because I was induced two months early, so plans didn't play out as anticipated. -Director of Finance and Administration at a Nonprofit, 39 years old, New York
Six weeks for a natural birth, eight weeks for a cesarean section, all unpaid. -Public Education Teacher, 28 years old, North Carolina
16 weeks with full pay. -Developer, Financial Service, 26 years old, North Carolina
Eight weeks unpaid. -Digital Strategist in the Healthcare Industry, 32 years old, South Carolina
For two years of service, you receive three months paid. For five years of service, you receive six months paid. -Key Leader in the Retail industry, North Carolina
I can take as much time as I want off, but it will all be unpaid. I plan on taking three months off then returning on a limited schedule. -Self-employed in the Mental Health field, 31 years old, Iowa
16 weeks (12 fully paid, four partially paid). - Customer Success Manager in the Technology Industry, 37 years old, Washington
Three months. All using paid time off and illness bank. Once that runs out, the rest will be unpaid. - Occupational Therapy Assistant in the Healthcare Industry, 31 years old, Wyoming
16 weeks all using my paid time off. - Financial Analyst, Telecommunications, 34 years old, Florida
I adopted at the same time my coworker had a baby. She got approved leave and I didn’t. Wildly unfair. No matter the way you become a mom, you should have the option of approved maternal and paternal leave. - Events Director in the Education Consulting field, 36 years old, Arizona
12 weeks of unpaid leave. - Hair Stylist, 26 years old, Illinois
I took six weeks paid while I was pregnant due to complications and six weeks paid after birth. Plus, an additional ten weeks unpaid because my baby is still in the NICU. I may request additional time or quit depending on when the baby comes home. - Director in the Technology industry, 33 years old, North Carolina
Six weeks paid and six weeks unpaid. - Teacher, 30 years old, New York
12 weeks leave. Five weeks 60% pay on disability, plus seven weeks unpaid. - Registered Nurse, 28 years old, Wisconsin
For my first child, I took 12 weeks paid time off all in one chunk (eight weeks short-term disability and four weeks parental leave which is basically paid time off). For my second child, I took ten weeks off in one chunk and four weeks off intermittently (six weeks short-term disability and eight weeks parental leave). - Analytical Software Tester, 29 years old, North Carolina
With my first child, I took six weeks of short-term disability with 60% of pay. With my second child, I took six weeks of short-term disability at 60% pay, and then paid family medical leave for ten weeks at 55% pay, so 16 weeks in total. - Digital Projects Coordinator, Media - Newspaper, 26 years old, New York
My employer doesn’t offer maternity leave. I took five months of leave because I had nine years of sick leave built up. - Event Coordinator at a Nonprofit, 36 years old, North Carolina
I’m currently pregnant and am planning to take six weeks paid maternity, one to two weeks of paid time off, and six weeks of FMLA. I’m still concerned it isn’t enough, but being in sales is like owning your own business. It’s tough to imagine even taking three months off. I know lots of mothers go back to work at six weeks, but I think it is a crime. - Sales Account Executive in the Software industry, 37 years old, North Carolina
I think it does not do postpartum women any justice. Having to plan your children around how many paid time off hours you have accumulated. It is a shame a healthcare facility doesn’t realize their downfall. - Occupational Therapy Assistant in the Healthcare industry, 31 years old, Wyoming
Pretty happy to have three months full pay. - Manager of Performance, 28 years old, North Carolina
I’m happy with the flexibility. - Self-employed in the Mental Health field, 31 years old, Iowa
12 weeks is not enough, but I worked exclusively with our CEO for the two years prior to our policy changing from four weeks to twelve weeks because we were losing top talent due to our lackluster leave. - Senior Technology Consultant, 31 years old, North Carolina
I would love full pay, but I’m not sure if that is available anywhere in this country! - Registered Nurse, 30 years old, Rhode Island
I find it ludicrous that a company that sits at the intersection of technology and HR benefits only offers eight weeks. That is not enough time, additionally a new mother shouldn’t have to take paid time off or unpaid leave to get to 12 weeks. You are then faced with making sure you don’t take a hit financially and a dilemma about what to do if you need to take off later in the year. - Manager, Channel Distribution (Sales), 35 years old, North Carolina
It’s not enough time. My husband gets six and a half weeks of paternity leave through his work (more than me!) - Manager in the Insurance industry, 37 years old, Minnesota
Ample time and full pay. - Medic, Active Duty Army, 19 years old, Kentucky
It’s okay. I know I’m lucky since some moms get nothing, but it’s my impression that those who work for for-profit companies get much more time off. (I work for a non-profit.) - Clinical Services Liaison, Healthcare, 32 years old, North Carolina
I feel like 12 weeks is not enough. I feel like the first year is the most important for bonding with the baby. Other countries give so much more maternity leave, including benefits and more time off. - Manufacturing Associate, 20 years old, Michigan
My situation was really unique in that I used up so much of my leave while pregnant, then needed more because my baby is still in the hospital two and a half months later (premature delivery at 30 weeks). Parents of babies with extended hospital stays need additional leave. If I had a healthy pregnancy and baby, I would still think four to six months paid would probably be the sweet spot. - Director in the Technology industry, 33 years old, North Carolina
Being in the service industry, I’m not just losing my check, but my tips as well. I wish I got partial pay.- Hair Stylist, 26 years old, Illinois
I wish the full 12 weeks were paid, but Massachusetts laws are changing in 2021 to guarantee some percentage of pay for 12 weeks. This will start well after this pregnancy, but may help our future children. - Web Designer, 32 years old, Massachusetts
It was great. I think 12 weeks is the perfect amount of paid time offered and I’m happy to be able to add on paid time off as I want. - IT Sales, 31 years old, North Carolina
It’s not enough time. Who wants to give their six week old baby to a daycare? I’m taking 12 weeks, including some unpaid time, because I feel that time is important to bond with my baby and learn how to be a mom!! Luckily, my husband will get some paternity leave once I’m done with my leave. - Teacher, 30 years old, New York
I really wish we could get longer as I've heard of some local employers offering 16 weeks but happy to have 12. Wish I didn't have to use so much paid time off though to reach the max amount of time that I can take (12 weeks). - Marketing Manager in the Corporate Healthcare industry, 34 years old, North Carolina
I was very disappointed no type of formal maternity leave was offered. My husband’s employer gave him four weeks paid time off which was absolutely amazing because he took three weeks then saved his last week for my first week back to work after maternity leave. - Financial Aid Counselor in High Education, 30 years old, Georgia
I think it is really terrible, and I see why we have very few senior women at the company. They should catch up with many of the other big corporations that are now offering four to six months fully paid. - Sales Account Executive in the Software industry, 37 years old, North Carolina
It would be ideal for women to have a year off, it's generally the length of time people choose to breastfeed (returning to work KILLED my supply), also perinatal mood and anxiety disorders are harder to treat when women are transitioning back to work. NYS paid family leave was amazing financially, but short-term disability pay was a joke. - Mental Health Counselor, 29 years old, New York
It was ample time. I love working and was ready to go back, so I really appreciated being able to break up the parental leave into chunks throughout the year. - Analytical Software Tester, 29 years old, North Carolina
It’s not enough time and it should be paid. My mom had one year paid maternity leave in Canada. - Chiropractic Assistance, 36 years old, Texas
I thought it was great that they let me take that much time off. I will probably take an additional month off for the next baby. - Marketing Director in the Entertainment industry, 32 years old, North Carolina
16 weeks off was great to spend time with the little ones. I was still required to pay insurance weekly to my employer, so with the decreased income and paying for the insurance, it hurt financially. - Digital Projects Coordinator, Media - Newspaper, 26 years old, New York
I don’t like having to use three weeks of paid time off/sick time to get up to 12 weeks off. I also really feel that 12 weeks isn’t long enough! - Senior Director Accounting in the Healthcare industry, 32 years old, North Carolina
Not enough time. I feel like I’m being punished for having a child. - Orthodontic Treatment Coordinator, 31 years old, Illinois
It’s not enough paid time. Many teachers return at four to six weeks because they can’t afford to take any more time. I was lucky that my husband’s salary allowed me to take the 12 weeks I was allowed to. I wish I could have taken longer, but it is not permitted in my contract. - Elementary Teacher, 32 years old, North Carolina
Honestly, it took my body nine months to recover, but three months was a good length of time considering my job would have been in jeopardy if I requested more time. I wish I didn't have to use all of my vacation and sick time to get paid through leave; with my kid in daycare, it meant asking for a lot of favors afterwards whenever he got sick. But it has worked out OK. My employer refuses to form a policy outside of federal and state law. Basically, every woman is on her own to negotiate a plan for leave. The position is, basically, why should a small struggling nonprofit lead the way on this and do more than the government offers. - Director of Finance and Administration at a Nonprofit, 39 years old, New York
I think it’s totally ridiculous that I will have to take all of my time unpaid. - Teacher, 28 years old, North Carolina
It’s perfect. - Life Insurance Agent in the Finance industry, 30 years old, North Carolina
It’s not enough time. I think it should be a minimum of 12 weeks. I’m lucky because I work in an office environment, but part of our workforce works in manufacturing plants and I doubt most women are physically ready to return to that work at eight weeks. - Internal Communications Lead in the Chemical industry, 36 years old, North Carolina
I’m satisfied, I know it’s light years ahead of what is required and what many other companies offer. However, I’d still like to see the U.S. catch up to the leave policies seen in Europe, Canada, etc. - Affiliate Marketing Manager in the Finance industry, 31 years old, North Carolina
I set aside enough money so that my mortgage was paid for the entire time I was on leave. - Assistant Store Manager in the Retail industry, 30 years old, California
We tried to save and took out some more student loans as my husband was in grad school. - Seamstress, 25 years old, Pennsylvania
We tried to save enough money prior to my maternity leave to supplement the time I would not be paid during my leave. We were personally fine financially, not because of my employer but because we planned and saved on our own. - Financial Aid Counselor in Higher Education, 30 years old, Georgia
We saved six months' salary prior to becoming pregnant. - Registered Nurse, 28 years old, Wisconsin
I barely took vacation during the year before I got pregnant and during my pregnancy. I basically saved as much paid time as possible to use during leave. My son was in the NICU for six weeks, so much of my leave was taken up by that, but at least I had another six weeks to be with him at home before I had to return to work. Since then, however, I find I suddenly live paycheck to paycheck again. In NYC, I pay $41,000 annually ($3,600 a month, or twice my rent!) to put my son into daycare just so that I can go to work. That's double my rent. I have stopped contributing to retirement. I have lived as cheaply as possible. I sometimes dip into savings. I tell myself this is temporary; he won't be in daycare forever. Should that be on a small nonprofit employer to support? Not sure. But it is a system that makes it very difficult for a single working mom. - Director of Finance and Administration at a Nonprofit, 39 years old, New York
My employer factored in the twelve unpaid weeks I planned to take and spread that out over the school year, so I was paid less in every check but still received a check every month. My husband and I started saving for this before ever becoming pregnant. - Elementary Teacher, 32 years old, North Carolina
I’m in sales and I do not qualify for our bonus program while I’m pregnant. If I was working a sale and that sale closes while on leave, I won’t get credit. Also if I make 105% of my goal three years in a row, I get a $10,000 increase in salary; however, my maternity years won’t count toward it. - Sales in the Hospitality industry, 37 years old, South Carolina
Six months paid for each parent with the ability to stagger the leave. - Customer Success Manager, Technology, 37 years old, Washington
Six weeks paid by employer, then six weeks unpaid. - Teacher, 26 years old, Arizona
One year paid would be awesome. - Self-employed in the Mental Health field, 31 years old, Iowa
Three to six months. Three months paid at 75%, the rest at 50%. - Occupational Therapy Assistant in the Healthcare industry, 31 years old, Wyoming
12-16 weeks full pay. - Registered Nurse, 30 years old, Rhode Island
Maternity leave would start at 36 weeks and last until the baby’s first birthday at full pay. Fathers should also be entitled to at least 12 weeks at full pay. - Disabilities Services Coordinator in the Education industry, 31 years old, New York
Four to six months at partial pay (55-60%) would be something that wouldn’t fully strap employers while giving parents more flexibility to come back when their babies were a bit more stable. - Implementations Manager in the Software industry, 31 years old, California
100% paid, longer time off than 12 weeks, and equal for both men and women. - Web Designer, 32 years old, Massachusetts
Every woman is different. I had terrible PTSD, as well as PDA and PD. At 17 weeks, I could barely get myself out of bed for my family, let alone work, but I knew I needed to get some normalcy back and stop sitting in my house 24/7. Hoping baby number two is a different experience and 17 weeks is durable again. - Senior Technology Consultant, 31 years old, North Carolina
12-18 weeks paid without insurance or job security being an issue. - Teacher, 30 years old, New York
Six months paid and options to work from home upon return. - Director in the Technology industry, 33 years old, North Carolina
Being allowed to take the first year off of your baby’s life and being compensated for it. I have a friend who was allowed to do this and was able to return to her previous position after a year. - Financial Aid Counselor in High Education, 30 years old, Georgia
Three months 100% pay is great, I’d like to know I could take more at less pay/unpaid, or even to come back a few days/week and work from home some. - Manager of Performance, 28 years old, North Carolina
In an ideal world, there would be a policy that applied to every woman, not one that had to be negotiated case by case. Women who have quit while on maternity leave soured my boss to the whole conversation, and made it a nerve-wracking process for me even though he turned out to be supportive. More importantly, though, I wish there were support provided in the form of subsidized child care that helped women return back to work. For my $41,000 a year daycare expense, so that I can continue to earn a paycheck and provide for us, the federal government gave me a $300 tax credit. I think it's the post-leave process that is the hardest and needs more attention. Things as simple as our board wanting to have a meeting that runs into the evening, or after-hours event that I should attend but cannot, make it hard to feel like I am fully doing my job. When, in fact, I'm doing my job. That feeling in the first year of failing when you're really rocking it is tough, and I think that's why a lot of women leave the workforce. - Director of Finance and Administration at a Nonprofit, 39 years old, New York
I would love 16 weeks of paid leave followed by a ramp-up period back to work. I also wish someone was actually covering my maternity leave instead of the work being given to people who are already overworked because I feel guilty for being out. - Internal Communications Lead in the Chemical industry, 36 years old, North Carolina
Women should not be “punished” for having children, and it seems in some industries, this is how it is looked at. My tenure, seniority, and pay will all be affected. All because I’m choosing to have a baby.- Teacher, 30 years old, New York
Take as long as you possibly can! You won’t regret it! - Financial Aid Counselor in High Education, 30 years old, Georgia
Other benefits that helped me going back to work: on-site lactation consultants, trainers to work through pelvic floor workouts and help me get back to my runs and the paid option to have breast milk shipped home if I have to travel. Work-life balance is key! - Analytical Software Tester, 29 years old, North Carolina
Older generations need to support paid longer maternity leave. I’ve had a few older moms tell me they only had six weeks and it almost seemed that they were implying that if they did it, why shouldn’t other moms do the same. This is not a good attitude. We should all stand up for better rights for women and mothers in the workplace. - Sales Account Executive in the Software industry, 37 years old, North Carolina
My husband and I work at the same company and he can get four weeks of paternal leave and take them in one week increments until the child's first birthday. Working in a corporate environment, I understand that it is important to get back to work. I feel lucky that my employer had ample private rooms for moms to pump. Once daycare starts, so does the sickness. I'm also lucky that my role can be done from home, so I often took conference calls from home while my little one was sick. Now that she's older, that's a lot harder to accomplish. - Marketing Manager in the Corporate Healthcare industry, 34 years old, North Carolina
No matter what is offered or what I want it to be, it’s extremely hard to not feel guilty as your coworkers have to do your job. Most places aren’t set up where an employee can just be gone and it does not have a negative impact. - Director in the Commercial Real Estate industry, 38 years old, North Carolina
